1. On-campus vs off-campus: which is better?
Both have pros and cons — depends on your priorities.
|
Factor |
On-Campus |
Off-Campus |
|
Cost |
Higher ($800–$1,500/month) |
Can be lower ($500–$1,200/month) |
|
Convenience |
Walk to classes, no commute |
May need transport |
|
Utilities |
Usually included |
Extra cost |
|
Meal plan |
Often required |
Cook yourself (cheaper) |
|
Community |
Easy to meet people |
Depends on roommates |
|
Privacy |
Less (dorms) |
More (apartment) |
|
Lease |
Per semester |
Usually 12 months |
|
Furniture |
Furnished |
Often unfurnished |
On-campus best for:
Off-campus best for:
2. When should I apply for housing?
Apply as early as possible — on-campus housing fills fast.
On-campus timeline:
|
Action |
Timing |
|
Research options |
After admission (March–April) |
|
Submit housing application |
April–May (for Fall) |
|
Pay housing deposit |
With application |
|
Receive room assignment |
July–August |
|
Move in |
1 week before classes |
Off-campus timeline:
|
Action |
Timing |
|
Start searching |
2–3 months before move |
|
Visit apartments (or virtual tour) |
1–2 months before |
|
Submit application |
When you find place |
|
Sign lease |
2–4 weeks before move |
|
Move in |
Lease start date |
Don’t wait! Good apartments go fast near universities.
3. What is included in on-campus housing?
On-campus housing typically includes:
✅ In the room:
✅ In the building:
✅ Utilities included:
❌ Not included:
4. How to find off-campus housing?
Multiple ways to find apartments:
|
Platform |
Best For |
|
Large listings |
|
|
Zillow Rentals |
Verified listings |
|
Craigslist |
Cheap options (be careful of scams) |
|
Facebook Groups |
Student sublets, roommates |
|
Roomster |
Roommate matching |
Red flags (scams):
5. What is a lease?
Lease is a legal contract between you and landlord for renting property.
Key lease terms:
|
Term |
Meaning |
|
Term length |
Usually 12 months |
|
Monthly rent |
Amount due each month |
|
Security deposit |
Usually 1 month rent (refundable) |
|
Utilities |
What’s included vs your responsibility |
|
Late fee |
Penalty if rent late |
|
Subletting |
Can you rent to someone else? |
|
Renewal |
Process to extend lease |
Before signing:
Important for students:
6. Do I need roommates?
Roommates optional but recommended for:
Pros of roommates:
Cons:
If you choose roommates:
If you live alone:
7. What is security deposit?
Security deposit is money paid before moving in, held by landlord for damages.
Typical amount: 1 month’s rent (sometimes 1.5 months)
What it covers:
What it DOESN’T cover:
Getting deposit back:
If landlord deducts unfairly:
You can dispute in small claims court (but try to resolve first).
8. Can I live with family/friends?
Yes, you can live with family or friends off-campus.
Requirements:
For visa/I-20:
If living with relatives:
Remember:
Living with family = saves money, but still need own space for studying.